Personal loans up to $50,000 with low, fixed rates

Personal loans are a form of debt where you borrow money in one lump sum. Loans differ from credit cards, in that credit cards allow you to borrow and reborrow money in increments up to a specific credit limit. Personal loans through Upgrade have a fixed interest rate, unlike some traditional credit cards, so you know exactly what you’ll pay each month and when you’ll finish paying back your loan.

You can use a personal loan to achieve a lot of different financial goals!

Here are just some of the ways people use personal loans:

• Debt consolidation
• Paying off high-interest debt
• Home improvement expenses
• Important purchases
• Unforeseen necessary expenses

A personal loan through Upgrade gives you a fixed interest rate that never changes, unlike variable interest rates that change with market conditions. The fixed interest rate eliminates the risk of surprise interest hikes and the set payoff date gives you a clear date that you’ll be out of debt.

No, checking your rate won’t affect your credit score because we only perform a soft inquiry. Only you are able to see soft inquiries on your credit report.

Hard inquiries may impact your credit score and can be viewed by third parties.

Soft inquiry:

• Checking your rate to see what personal loan offers you may qualify for
• Accepting your offer

Hard inquiry:

• Funding your personal loan through Upgrade

You can check your rate in minutes with no impact to your credit score. Upgrade is proud to offer an easy application with fast decisioning.

You’ll know at the end of your application whether you’ve been approved.